How To Transfer Airtime On MTN To MTN for The First Time 2024

A Detailed Guide to Transferring MTN Airtime for First-Timers

Transferring airtime credit to another MTN user is a common task for subscribers in Nigeria. If it’s your first time attempting an airtime transfer on MTN, the process can seem daunting. However, there are three simple and convenient methods for new users to send airtime successfully.

In this comprehensive guide, we cover step-by-step instructions for transferring MTN airtime via USSD, SMS, and MyMTN app. You’ll also learn about transfer charges, security tips, and answers to frequently asked questions for first-timers.

how to transfer airtime on mtn to mtn for the first time


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Overview of MTN Airtime Transfer

Let’s first understand what airtime transfer involves:

  • It allows you to send airtime credit to another MTN user from your airtime balance.
  • Transfers can be done instantly using USSD, SMS, or MyMTN app.
  • Minimum transfer is N50 while maximum is N5,000 per transaction.
  • A fee is charged by MTN on every airtime transfer.
  • You need sufficient airtime balance to cover transfer amount + fee.

Now let’s look at the detailed steps to transfer MTN airtime as a beginner.

Method 1 – Transferring Airtime via USSD

USSD is the easiest way to transfer airtime quickly for new MTN users. Here is how to use it:

Step 1: Dial USSD Code

On your phone, dial *777# to open the Me2U menu. Alternatively, you can directly input:

*777*Recipient's Number*Amount*PIN#

For example: *777*08034567890*500*1234#

Step 2: Input Recipient’s Number

When prompted, enter the 10-digit MTN phone number you want to transfer airtime to.

Step 3: Enter Transfer Amount

Next, input the airtime amount you wish to transfer. Minimum is N50 while maximum per transaction is N5,000.

Step 4: Input Your Transfer PIN

When asked, enter your registered Me2U transfer PIN. The default PIN is 0000 if you haven’t changed it.

Step 5: Review and Confirm Transfer

Carefully review the transfer summary shown and reply YES to confirm and complete the airtime transfer.

And you’re done! The airtime will instantly reach the recipient’s MTN line using this USSD method.

Method 2 – Transferring Airtime via SMS

You can also transfer MTN airtime easily using SMS in a few simple steps:

Step 1: Compose New Message

Open a new text message on your mobile phone. Input the recipient’s number as the destination.

Step 2: Type Transfer Details

In the message body, type:

Transfer Recipient's Number Amount PIN

For example:

Transfer 07034578912 500 0000

Step 3: Send SMS to 321

Once you have entered the transfer details, send the SMS to 321.

Step 4: Review and Confirm Transaction

You will receive an SMS confirming the airtime transfer details. Reply YES to complete the transfer.

And that’s it! The airtime will be delivered immediately.

Method 3 – Transferring Airtime via MyMTN App

The MyMTN app provides the easiest way to transfer airtime from smartphones:

Step 1: Download MyMTN App

Download and install the latest MyMTN app from your phone’s app store. Open and login.

Step 2: Tap on Share Menu

In the MyMTN app home screen, tap on the “Share” icon to open the transfer menu.

Step 3: Select Airtime and New Number

Under the Share menu, choose “Airtime” then select “New Number” to input recipient details.

Step 4: Enter Details and Confirm

Key in the recipient’s phone number and transfer amount. Tap “Share” and then confirm the details.

Step 5: Input Your Transfer PIN

Lastly, you will be prompted for your transfer PIN to authenticate the transaction.

That’s it – the airtime will be immediately sent to the recipient via the MyMTN app.

Transfer Fees Charged by MTN

When transferring airtime as a first-timer, be aware that MTN charges a transaction fee based on the transfer amount:

  • N50 to N100 – N10 fee
  • N101 to N500 – N20 fee
  • N501 to N1,000 – N50 fee
  • N1,001 to N5,000 – N100 fee

Ensure your airtime balance can cover the transfer amount + the applicable fee.

Security Tips for Beginners

Here are some security tips to keep in mind when transferring MTN airtime:

  • Avoid sharing your transfer PIN with anyone, including friends/family.
  • Change the default PIN immediately to prevent misuse.
  • Set transfer limits in the MyMTN app to control exposure.
  • Monitor your usage to quickly spot unauthorized transfers.
  • Use smartphone antivirus apps to protect against malware/spyware.
  • Enable recipient confirmation before completing transfers.
  • Report unauthorized transfers to MTN immediately.

Following basic security best practices will help ensure your transfers remain protected.

FAQs on MTN Airtime Transfer for Beginners

Can I transfer airtime to other networks?

Unfortunately, no. MTN airtime transfers only work when sending to another MTN number. The recipient must be an active MTN subscriber.

Is there a daily limit on airtime transfers?

Yes, you can only transfer up to N5,000 airtime per day to any single recipient number due to transfer limits.

How many people can I send airtime to in a day?

There is no set limit on the number of recipients. However, you can only transfer maximum N5,000 per day to each unique number.

Will I be charged if a transfer fails?

No, transfer fees are only applicable when transfers are successful. If a transfer fails for any reason, you won’t be charged.

Can I reverse or cancel a transfer?

Unfortunately, once an airtime transfer is confirmed, it cannot be cancelled or reversed. The airtime is permanently transferred to the recipient.

How long do airtime transfers take?

Airtime sent via all the methods is delivered instantly to the recipient in real-time. Transfers are not queued or delayed.


Transferring MTN airtime for the first time as a new user is easy and convenient via USSD, SMS or MyMTN app. Simply follow the step-by-step instructions outlined above.

Keep transfer limits, fees, and security best practices in mind for a smooth experience. With this guide, you can seamlessly send airtime credits to any MTN user across Nigeria right from your phone in seconds!


Can I transfer airtime bought as a gift voucher?

Yes, you can transfer airtime credit from both purchased recharge vouchers as well as direct top up. The process remains the same.

Where can I see my airtime transfer history?

The MyMTN app provides full airtime transfer history including recipient numbers and transfer amount. You can also dial 7770# to retrieve your last 5 transactions.

I transferred airtime but recipient hasn’t received it. What should I do?

First, confirm the transfer details were entered correctly. If they were accurate, contact MTN customer service to report the issue for resolution.

How do I change my airtime transfer PIN?

You can change your transfer PIN directly in the MyMTN app or by dialling 600OldPINNewPINNewPIN# on your phone. Avoid using personal information as the new PIN.

Is there a way to know if a user has transferred me airtime?

Yes, you will receive an SMS notification from MTN immediately when someone transfers airtime to your number. The SMS contains sender and amount details.

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